The Best Reverse Mortgage Company Lenders in 2025

Reverse mortgages are a financial tool designed to help homeowners aged 62 and older tap into their home equity while continuing to live in their homes. Choosing the right lender is critical to ensuring you get the best terms, transparency, and customer service.

The Best Reverse Mortgage Company Lenders in 2025

With so many options available, we've compiled a guide to the best-rated reverse mortgage companies to help you make an informed decision.

What to Look for in Reverse Mortgage Lenders

Before diving into the list of top-rated reverse mortgage lenders, it’s important to understand what sets a great company apart:

  • Transparency: Clear explanations of fees, interest rates, and loan terms.
  • Customer Reviews: Companies with consistently high customer satisfaction ratings.
  • Experience: Established lenders with a proven track record in the reverse mortgage market.
  • Product Variety: Companies offering different reverse mortgage options, such as Home Equity Conversion Mortgages (HECMs) or proprietary loans.

Top Rated Reverse Mortgage Companies in 2025

  1. AAG (American Advisors Group)
    AAG is one of the best-rated reverse mortgage companies, known for its expertise and strong customer service. With a long-standing reputation in the industry, AAG specializes in educating borrowers and ensuring they fully understand their options. They offer HECMs and proprietary reverse mortgage products for higher-value homes.
    • Pros: Comprehensive resources, excellent customer education, and competitive rates.
    • Cons: Higher closing costs compared to some competitors.
  2. Reverse Mortgage Funding LLC (RMF)
    RMF consistently ranks among the top-rated reverse mortgage lenders due to its innovative products and customer-focused approach. They offer a range of reverse mortgage solutions tailored to individual needs, including flexible disbursement options.
    • Pros: Personalized loan options and flexible payment plans.
    • Cons: Limited branch locations for in-person service.
  3. Longbridge Financial
    Longbridge Financial stands out as one of the best-rated reverse mortgage companies for its transparency and straightforward application process. The company emphasizes helping seniors achieve financial stability with no hidden fees.
    • Pros: Transparent pricing, no-pressure consultations, and competitive rates.
    • Cons: Relatively new compared to some industry giants.
  4. Liberty Reverse Mortgage
    Liberty Reverse Mortgage is a trusted name in the reverse mortgage industry, with high customer ratings for its knowledgeable loan officers and excellent service. They offer competitive interest rates and low fees, making them a favorite among borrowers.
    • Pros: Low fees and strong customer support.
    • Cons: Limited proprietary loan options.
  5. Finance of America Reverse (FAR)
    FAR is widely recognized as one of the top-rated reverse mortgage companies for its innovative approach to reverse mortgages. The company offers both HECMs and proprietary loan products, making it a versatile choice for borrowers with diverse needs.
    • Pros: Variety of loan options and comprehensive borrower education.
    • Cons: More focused on higher-value home loans.

Why Work with Top Rated Reverse Mortgage Lenders?

Choosing a lender from the best-rated reverse mortgage companies ensures peace of mind and a positive borrowing experience. These lenders prioritize transparency, customer service, and tailored solutions, helping you unlock your home equity without unnecessary stress.

Final Thoughts

When exploring reverse mortgages, selecting from the top-rated reverse mortgage lenders can make all the difference in your financial future. Each lender listed here offers unique strengths, so take the time to compare their terms and services to find the perfect fit for your needs. Don’t hesitate to consult with a financial advisor to ensure a reverse mortgage aligns with your goals.